Anything to cash.
Get paid however you want.
Your buyer paid. The escrow released. Now what? Choose how you receive your money — bank transfer, PayPal, card, crypto wallet, or walk into a Western Union or MoneyGram agent and collect real cash. No bank account needed. No complicated setup. Your earnings, your rules.
Delivery Speed by Method
Card Express
Instant
PayPal
< 24h
Crypto
~15 min
Local Bank
1–2 days
SWIFT
2–5 days
Western Union
< 48h
MoneyGram
< 48h
The Real Problem
You did the work. Getting paid shouldn't be the hard part.
You shipped the order. You delivered the project. You held up your end of the deal. But the money is stuck — because the system wasn't built for you.
No bank account in the buyer's country
Most payment platforms require a US or EU bank account to receive funds. If you're in Lagos, Dhaka, or Lima, you're out of luck.
High fees buried in fine print
Wire transfers, conversion spreads, intermediary fees — by the time money arrives, you've lost 5–10% and nobody told you upfront.
Days or weeks to access your money
International wires take 3–7 days. PayPal holds can last 21 days. You did the work today — why can't you get paid today?
No cash option — period
Billions of people worldwide are unbanked or underbanked. If cash is your reality, most payment processors simply don't serve you.
Your Money's Journey
From escrow release to cash in hand
Four steps. Full transparency. You see the fee before you confirm. You choose the speed. You choose the method. It's your money.
Step by Step
How you actually get paid
No hidden steps. No surprises. This is the exact process from escrow release to money in your hand, account, or wallet.
Receive released funds
When your buyer confirms delivery — or the inspection period expires — funds move from escrow into your PaySafer balance.
Choose your payout method
Pick from 9 methods: local bank, international wire, PayPal, debit card, crypto wallet, Western Union, or MoneyGram.
Enter details once
Add your bank account, wallet address, or cash pickup recipient info. Save it — you won't need to re-enter for future payouts.
Confirm fees and delivery speed
See the exact fee and estimated delivery time before you confirm. No hidden charges. Cancel any time before processing starts.
Collect your money
Funds arrive in your bank, land on your card, appear in your crypto wallet — or you walk into a Western Union / MoneyGram agent and collect cash.
Walk in. Show ID. Walk out with cash.
Western Union and MoneyGram give you access to 850,000+ agent locations worldwide. No bank account, no app, no digital wallet. Just your reference code, your ID, and cash in local currency.
Western Union Cash Pickup
New payout request
Recipient Full Name
City
Country
9 ways to receive your money
Bank transfer, international wire, PayPal, debit card (instant or standard), crypto on 6+ networks, or cash pickup. Filter by what works for you.
Local Bank Transfer
Direct deposit to your bank account in your home country. The most common payout method for businesses with local banking.
Speed
1–2 business days
Fee
From 0.1%
International Bank (SWIFT)
Cross-border wire transfers via SWIFT network. Ideal for large international payouts to any country.
Speed
2–5 business days
Fee
From 0.3%
PayPal
Withdraw to your PayPal account and manage funds from there. Available in 200+ countries.
Speed
Within 24 hours
Fee
From 0.5%
Card Payout
Push funds directly to your Visa or Mastercard debit card. Fast and convenient for individuals.
Speed
Instant to 24 hours
Fee
From 0.5%
Crypto (USDT / BTC)
Receive payouts in USDT, BTC, or other supported cryptocurrencies. No bank account needed.
Speed
Within 1 hour
Fee
Flat $2.00
Western Union
Pick up cash at any of 500,000+ Western Union locations worldwide. No bank account required.
Speed
Ready within 48 hours
Fee
From 1.8%
MoneyGram
Collect your earnings as cash at any MoneyGram point. Perfect for sellers without bank access.
Speed
Ready within 48 hours
Fee
From 1.5%
Available payout options may vary by country, compliance review, recipient setup, and transaction profile. Fees shown are minimums and may vary based on amount and destination. Payout speeds are estimates.
Crypto-to-Cash Bridge
No bank? Receive USDT. Convert locally. Spend cash.
For sellers in regions where banking is unreliable or expensive, crypto payouts offer a fast, flat-fee alternative. Receive stablecoins like USDT or USDC on your preferred network, then convert through a local exchange or P2P platform.
Flat €2.00 fee
Same fee whether you withdraw €50 or €5,000. No percentage-based scaling.
6 supported networks
Ethereum, Polygon, BSC, Solana, Arbitrum, and Bitcoin. Choose the cheapest for your local exchange.
~15 minute delivery
Crypto arrives in your wallet in roughly 15 minutes. No banking hours. No weekday restrictions.
5 supported tokens
BTC, ETH, USDT, USDC, and SOL. Stablecoins recommended for predictable local conversion.
Crypto Payout
Withdraw to wallet
Selected Token
Tether (USDT)
Stablecoin — pegged to USD
Network
Wallet Address
0x7a25...f3e8
Estimated delivery: ~15 minutes on Polygon
Real People, Real Payouts
How sellers around the world actually get paid
Not hypotheticals. These are the kinds of real scenarios our payout system is built for — sellers who need their money in their currency, in their way, in their timeline.
Amara
Textile exporter · Lagos, Nigeria
Sells handwoven fabric to boutiques in New York. After the buyer confirms delivery, Amara withdraws $4,200 via Western Union. She walks into an agent 3 blocks from her workshop and picks up cash in naira — no bank account needed.
Western Union Cash Pickup
Cash in hand: same week
Raj
Freelance developer · Bangalore, India
Builds React apps for US startups. Each milestone releases funds from escrow. Raj withdraws to his Indian bank account via SWIFT — or sometimes requests USDT on Polygon when he wants to skip the 3-day wait.
Bank Transfer + Crypto
Bank: 2–5 days · Crypto: ~15 min
Elena
Handmade jewelry seller · Bucharest, Romania
Sells custom silver pieces to European buyers through protected payment links. She cashouts via card express — funds hit her Revolut debit card instantly. On larger orders, she switches to SEPA for the lower 0.1% fee.
Card Express + Local Bank
Card: instant · Bank: 1–2 days
Carlos
Consulting agency owner · Mexico City, Mexico
Runs a marketing agency serving US e-commerce brands. Retainers are paid via escrow links with milestone releases. Carlos splits payouts — 70% to his business bank account via SWIFT, 30% as PayPal for quick contractor payments.
SWIFT Bank + PayPal split
Bank: 2–5 days · PayPal: < 24h
Fatima
Argan oil supplier · Casablanca, Morocco
Exports premium argan oil to organic stores across Europe. Fatima doesn't trust online banking and prefers cash. She withdraws via MoneyGram — fewer locations but the 1.5% fee is lower than Western Union's 1.8%.
MoneyGram Cash Pickup
Cash in hand: < 48 hours
Kim
Custom electronics seller · Seoul, South Korea
Builds custom mechanical keyboards for collectors worldwide. Kim receives crypto payouts in USDC on Ethereum mainnet, then converts to KRW on a local exchange. Flat €2 fee regardless of order size.
Crypto (USDC → Local Exchange)
Crypto: ~15 min · Exchange: varies
Transparent Fees
Every fee, before you confirm
You see the exact fee on the confirmation screen. No hidden charges. No conversion surprises. No "processing fees" that appear after the fact.
| Method | Fee | Speed |
|---|---|---|
Local Bank Transfer | From 0.1% | 1–2 business days |
International Bank (SWIFT) | From 0.3% | 2–5 business days |
PayPal | From 0.5% | Within 24 hours |
Card Standard | From 0.5% | 1–2 business days |
Card Express | From 1.5% | Instant |
Western Union | From 1.8% | Within 48 hours |
MoneyGram | From 1.5% | Within 48 hours |
Crypto (any network) | Flat €2.00 | ~15 minutes |
Payout fees are separate from escrow service fees. See our full fee schedule for details.
Why PaySafer
Getting paid shouldn't require a first-world bank account
| Traditional Bank Wire | PayPal / Stripe | Informal Transfer | PaySafer | |
|---|---|---|---|---|
| Works without a bank account | No | Need PayPal/Stripe account | Sometimes | Yes — cash pickup, crypto |
| Cash pickup (WU & MoneyGram) | No | No | Sometimes | Yes — 850K+ locations |
| Crypto payouts | No | No | Sometimes | Yes — BTC, ETH, USDT, USDC, SOL |
| Fee transparency before withdrawal | Bank sets fees | Complex fee structures | No | Exact fee shown before confirm |
| Number of payout methods | 1 | 1–2 | 1–2 | 9 methods |
| Cross-border optimized | Slow, expensive | Limited | Unregulated | Built for it |
| Protection model | None | Chargeback-only | None | Escrow-backed |
| Withdrawal speed (fastest) | 1–5 days | Instant (PayPal) | Varies | Instant (card express) |
Where Does the Money Come From?
Protected payment links power the escrow. Payouts deliver the cash.
The full PaySafer flow: your buyer pays through a protected link. Funds are held in escrow until delivery is confirmed. Then you withdraw using any of 9 methods. This page is the second half of that story.
Frequently Asked Questions
Everything about getting paid
Cash pickup codes, security holds, crypto conversions, fees, timing — real answers, no marketing fluff.