Escrow-Backed Payment Infrastructure

Send a link. Get paid securely. Withdraw however you want.

The only payment link that holds funds in escrow until delivery is confirmed — then lets the seller withdraw via bank, PayPal, crypto, or cash pickup at Western Union & MoneyGram. Built for sellers who need real trust, not promises.

Escrow-backed protection on every transaction
9 payout methods including cash pickup
Dispute resolution with audit trail
paysafer.site/pay/your-business

Protected Payment Link

Handmade Leather Goods — Order #1847

$2,450.00

USD via Escrow

Link Shared

Mar 15, 9:00am

Payment Received

Mar 15, 2:34pm

In Escrow

Funds secured

Delivery Confirmed

Awaiting

Funds Released

Buyer

j.mitchell@email.com

Seller

crafts-lagos@store.com

Inspection Period

3 days after delivery

Escrow Protected

The Real Problem

Cross-border payments are broken by default

If you're a seller in Africa, India, Latin America, or Southeast Asia trying to do business with buyers in the US or Europe, the entire system is stacked against you.

No one trusts a direct bank transfer from a stranger

Buyers in the US and Europe hesitate to send money to sellers in emerging markets. Wire transfers are irreversible, unprotected, and feel like a gamble.

PayPal and cards freeze funds, reverse payments

Sellers lose money to chargebacks they can't fight. Accounts get frozen with no explanation. You don't control your own revenue.

Payment links without escrow are just invoices

A simple payment link moves money from buyer to seller instantly — with zero protection for either side. When something goes wrong, there's no path to resolution.

Getting paid internationally is still a nightmare

Many sellers don't have USA or EU bank accounts. Traditional payment processors won't serve them. Cash pickup options are buried or nonexistent.

The Solution

A payment link that actually protects both sides

PaySafer isn't just another payment link. It's an escrow-backed collection system where buyers pay with confidence because their money is protected, and sellers deliver knowing that verified funds are waiting for them. After delivery confirmation, the seller withdraws through the method that works for them — including cash.

Funds held in escrow until delivery confirmed
Buyer protection drives higher conversion
9 payout methods including cash pickup
Structured dispute resolution (7-day SLA)

How It Works

From payment link to payout — every step protected

Five steps. Full protection. The buyer pays, funds stay locked until the seller delivers, then the seller withdraws using the method that works for them.

Step 1 of 5

Share Link

Generate a unique payment link in seconds. Share it via email, WhatsApp, SMS, or any channel. The link contains the transaction terms, amount, and escrow conditions.

Share LinkBuyer PaysFunds in EscrowSeller DeliversWithdraw
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Why Buyers Say Yes

Your buyer isn't sending money into a void

The number one reason buyers hesitate to pay international sellers is fear. Fear of non-delivery, fear of no recourse, fear of losing their money. Escrow eliminates that fear — and when buyers trust the process, they pay.

Funds locked until conditions are met

The buyer's money is never sent directly to the seller. It stays in a protected escrow account.

Inspection period before release

Buyers have a default 3-day window to verify delivery quality before funds are released.

Dispute resolution when things go wrong

If the buyer isn't satisfied, they open a dispute. Both sides submit evidence. Resolution within 7 business days.

Complete transaction transparency

Every payment, hold, delivery, and release is logged with timestamps and visible to both parties.

Receive Your Money

How you get paid — your choice, your way

Once the buyer confirms delivery and funds are released from escrow, you choose how to receive your money. Nine different payout methods, including cash pickup at Western Union and MoneyGram — because not every seller has a bank account, and that shouldn't stop anyone from doing business.

Bank

Local Bank Transfer

Direct deposit to your bank account in your home country. The most common payout method for businesses with local banking.

Speed

1–2 business days

Fee

From 0.1%

Bank

International Bank (SWIFT)

Cross-border wire transfers via SWIFT network. Ideal for large international payouts to any country.

Speed

2–5 business days

Fee

From 0.3%

Digital

PayPal

Withdraw to your PayPal account and manage funds from there. Available in 200+ countries.

Speed

Within 24 hours

Fee

From 0.5%

Digital

Card Payout

Push funds directly to your Visa or Mastercard debit card. Fast and convenient for individuals.

Speed

Instant to 24 hours

Fee

From 0.5%

Digital

Crypto (USDT / BTC)

Receive payouts in USDT, BTC, or other supported cryptocurrencies. No bank account needed.

Speed

Within 1 hour

Fee

Flat $2.00

Western Union
Cash

Western Union

Pick up cash at any of 500,000+ Western Union locations worldwide. No bank account required.

500,000+ pickup locations in 200+ countries

Speed

Ready within 48 hours

Fee

From 1.8%

MoneyGram
Cash

MoneyGram

Collect your earnings as cash at any MoneyGram point. Perfect for sellers without bank access.

350,000+ pickup locations globally

Speed

Ready within 48 hours

Fee

From 1.5%

Available payout options may vary by country, compliance review, recipient setup, and transaction profile. Fees shown are minimums and may vary based on amount and destination. Payout speeds are estimates.

Payment Methods Accepted on Your Link

Visa
Mastercard
Apple Pay
Google Pay
SEPA
IBAN
SWIFT
Bank Transfer

Operational Guarantees

What we actually guarantee — no empty promises

We don't promise "instant settlement" or "total protection." We promise control, traceability, and a structured release process backed by real infrastructure.

Funds held until conditions are met

Money stays in escrow until the buyer confirms delivery or the inspection period expires. Neither party can access funds unilaterally.

Structured dispute resolution

When something goes wrong, both parties submit evidence. Our mediation team reviews and resolves within 7 business days, following a documented process.

Full auditability and transaction records

Every state change — from payment to escrow to delivery to release — is logged with timestamps, actor identities, and conditions. Nothing is hidden.

Multiple payout paths after release

Once funds are released, the seller chooses how to receive money: bank transfer, international wire, PayPal, card, crypto, or cash pickup at Western Union / MoneyGram.

Built For Who Actually Needs This

Real businesses, real use cases

Don't take our word for it that this works. Here's exactly who benefits from escrow-protected payment links — and how.

Exporters & Suppliers

Sell goods internationally with payment secured before you ship. Buyers trust the process because their money is protected until they confirm receipt.

Example

A textile supplier in Lagos sells $8,000 in fabric to a boutique in New York. Funds are held in escrow until the shipment arrives and is inspected.

Freelancers & Agencies

Collect project payments upfront without the client worrying about delivery. Milestone-based releases keep both sides aligned.

Example

A design agency in Bangalore collects a $3,500 deposit from a US startup. Funds release when the first milestone is approved.

Cross-Border Small Businesses

Sell handmade goods, electronics, or specialty products to customers in high-trust markets. Your payment link works like a storefront with built-in protection.

Example

An artisan workshop in Accra sells handmade leather bags to European buyers for €200–€1,500 per order, with full escrow protection.

Service Providers

Tutoring, consulting, development, marketing — any service where work is delivered remotely. Accept deposits and final payments through protected links.

Example

A marketing consultant in Mumbai collects $2,000 retainers from US clients. Funds release after each monthly deliverable is approved.

Custom Orders & Manufacturing

Take deposits on custom work and release funds in stages. Perfect for made-to-order products where trust is critical.

Example

A furniture maker in Nairobi takes a $5,000 order from a buyer in London. 50% is held in escrow during production, 50% on delivery confirmation.

Marketplace & P2P Sellers

Sell high-value items peer-to-peer with escrow protection that neither side can bypass. No more 'send money first' or 'ship first' standoffs.

Example

A collector in Delhi sells a rare watch to a buyer in California for $4,200. Neither sends anything first — escrow handles the trust.

How We Compare

Stop comparing us to payment processors — we're an escrow-backed payment system

Direct Bank WireGeneric Payment LinkInformal RemittancePaySafer Protected Link
Buyer trustVery low — irreversibleLow — no recourseZero — trust-based onlyHigh — funds in escrow
Dispute resolutionNoneChargeback onlyNoneStructured mediation (7 days SLA)
Payout flexibilityBank onlyProvider's method onlyCash or mobile wallet9 methods incl. WU & MoneyGram
Cash pickup availableNoRarelySometimesYes — 500K+ locations
Cross-border optimizedSlow, expensiveLimitedUnregulatedBuilt for it
Proof of payment & deliveryBank statement onlyReceipt onlyNoneFull transaction audit trail
Seller receives fundsInstantly, no protectionInstantly, chargeback riskInstantly, zero protectionAfter buyer confirms or inspection expires
Protection modelNoneBuyer-only (chargebacks)NoneBoth buyer and seller

Transparent Pricing

Simple fees. No hidden charges. No monthly subscriptions.

Standard

2.5%

Escrow service fee per transaction

Gold

1.5%

Escrow service fee per transaction

Platinum

1.0%

Escrow service fee per transaction

Payout fees vary by withdrawal method. Bank transfers from 0.1%. Cash pickup from 1.5%.

Frequently Asked Questions

Everything you need to know

Real answers about how the escrow works, when you get paid, and what happens when things go wrong.

Ready to get paid the way you deserve?

Create your first escrow-protected payment link in minutes. No monthly fees. No bank account required to receive funds. Start free and scale as your business grows.

Free to start
No credit card required
Withdraw via WU, MoneyGram, bank, crypto & more